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Stripe logo+Xero logo

Connect Stripe to Xero

Automate Stripe and Xero with AI

Stripe charges and payouts feed Xero when bookkeeping has to match what customers actually paid. Operator.io points OpenClaw at Stripe and Xero so settled Stripe payments create or mark Xero invoices and bank transactions, disputes and refunds update the related Xero entries, and chat lists Stripe balance activity beside open Xero receivables. Hand it a customer email and it returns Stripe charge history with matching Xero invoice state.

It reaches both apps directly or through connectors like Composio MCP and Pipedream MCP, which handle the sign in and token refresh, so there is no Zap to build and no API keys to paste.

What your agent can do with Stripe and Xero

What your agent does in Stripe

  • Accept quote

    Tool to accept a quote in Stripe. Use when you need to accept a finalized quote, which will create an invoice, subscription, or subscription schedule based on the quote's configuration.

  • Activate billing alert

    Reactivates a billing alert, allowing it to trigger again. Use when you need to resume monitoring usage thresholds and receiving notifications for a previously deactivated alert.

  • Add lines to invoice

    Tool to add multiple line items to a draft Stripe invoice. Use when you need to add additional charges, services, or credits to an existing invoice that is still in draft status.

  • Advance test clock

    Advance a test clock to a future timestamp. Use for testing time-based billing scenarios. Requires test mode API keys (test_helpers endpoints are only available in test mode). The advancement is asynchronous; monitor the status field to...

  • Apply customer balance to payment intent

    Manually reconciles remaining amount for a customer_balance PaymentIntent by applying funds from customer's cash balance. IMPORTANT: This action only works with PaymentIntents that have 'customer_balance' in their payment_method_types. T...

  • Archive billing alert

    Tool to archive a billing alert in Stripe, removing it from list views and APIs. Use when you need to permanently archive a billing alert. This action is non-reversible.

All 415 Stripe actions →

What your agent does in Xero

  • Create Bank Transaction

    Create a bank transaction in Xero. Use SPEND for payments out or RECEIVE for money received.

  • Create Contact

    Create a new contact in Xero. Contacts can be customers, suppliers, or both.

  • Create Invoice

    Create a new invoice in Xero. Supports both sales invoices (ACCREC) and bills (ACCPAY).

  • Create Item

    Create an inventory item in Xero. Items can be tracked for sales and/or purchases.

  • Create Manual Journal

    Create one or more manual journals (journal entries) in Xero with journal lines. Manual journals must balance (debits equal credits).

  • Create Payment

    Create a payment in Xero to link an invoice with a bank account transaction.

All 41 Xero actions →

How it works

Tell the agent what you want to happen between Stripe and Xero, for example to watch one and act in the other, or to keep the two in step. It reads what it needs from Stripe, works out what to do, and runs the matching action in Xero without you mapping a single field.

You can have it run once, on a schedule, or whenever something changes. Ask it for a status any time and it reads the latest from both apps back to you in the same chat.

Common questions about Stripe and Xero

How do I connect Stripe and Xero to Operator?
You authorize Stripe and Xero once each from your Operator dashboard. Operator holds both connections and refreshes the access tokens for you, so your agent keeps working across them without you signing in again.
What can my agent do across Stripe and Xero?
Tell it the job and it moves between Stripe and Xero as one task, choosing which actions to run on each side. There is nothing to map and no trigger to configure; you give instructions the way you would to a person.
Can my agent keep Stripe and Xero in sync?
Yes. It can watch Stripe and act in Xero, or keep both in step, reading from one and running the matching update in the other. This runs on demand when you ask or on a schedule you set.
Do I need to build a workflow or write code?
No. There is no workflow to build, no fields to map, and no API keys to paste. Operator manages both connections, and you give the agent instructions in plain language.

Stripe and Xero integrations

Put your agent on Stripe and Xero

Sign in, connect both apps, and hand your agent the work. The same setup reaches every app in the catalog. Your first week is free.

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